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Credit NCRCP6796

Great Rates for Borrowers

Your personal loan project - great rates and a fast, simple process

APR starting from


Check your Rate

Solid Returns
for Investors

Your professional portfolio - individually tailored, for solid returns

Earn up to


As Seen On

CNBC Africa Moneyweb

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  • Solid Returns
  • OHigh Loan Quality
  • RMonthly Cash Flow

P2P Lending in the News

How it Works

Borrow Money

How can I borrow money?

Borrowing money at Lendico is easy and affordable. Simply apply for your loan from the comfort of your own home. Within minutes you will receive a personalised rate for your loan project. Investors can then directly support your loan project – your money will arrive in your bank account within a few days. You pay back your loan in monthly installments – without any hidden fees or unnecessary paperwork. Learn more


How does Lendico work?

Lendico is a transparent loan market place. We directly connect borrowers with investors, bypassing many of the high costs of traditional banking. These savings are then passed on to you. Lendico takes care of every step of the loan process: From the quality control of loan projects to the collection process. Learn more

Invest Money

How can I invest money?

On Lendico you can open up an investor's account in just a few minutes and immediately start building your own portfolio. The credit quality of our loans is important to us: Every loan project on the Lendico platform has passed a rigid selection process – so you can invest like a professional. Each month you will receive the principal and interest payments of all your investments. Learn more

* APR 7.87% (fixed nominal rate 7.11% p.a., one-time Lendico fee 0.50% - of net loan amount) applies provided the following: a sufficient credit score, a net loan amount of R 200000 and a term of 24 months. Representative example: net loan amount R 50000, term 36 months, APR 10.71%, fixed nominal rate 8.84% p.a., one-time Lendico fee 2.00% of net loan amount.

Your Lendico Loan

Your personal loan offer in minutes.
Great rates. Individually tailored.

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Your Investment

Your professional portfolio in minutes.
Solid returns. Monthly cash flow.

Invest now